If you have been injured by a defective product, you may be entitled to compensation. Product liability claims can be complex, so it is important to work with an experienced lawyer who can help you navigate the legal process. The lawyers at State Law Group have years of combined experience helping people like you get the compensation they deserve. We understand what you are going through and will fight for your rights every step of the way. Contact us today for a free consultation!
What is a product liability claim?
When you buy a product, you expect it to be safe. But sometimes products are defective, and people can get hurt as a result. That's where product liability comes in. Product liability is a legal term in Australian consumer law that refers to the responsibility of manufacturers, distributors, and retailers to ensure that the products they sell are safe for consumers. If a product is found to be defective, those involved in the manufacturing and selling process can be held liable for any injuries or damage that result.
That's why it's important for companies to have product liability insurance. This type of insurance can help cover the costs of damages if a company is sued for selling a defective product. Injuries from defective products can be expensive to treat, so product liability insurance can help protect companies from financial ruin. So when you're shopping, keep in mind that product safety is essential, and companies must take responsibility for the products they sell.
The Australian Consumer Law (ACL) ensures that all products used in Australia must adhere to strict safety measures to reduce to risk of injury or harm to the person using that product. If an injury does occur from either a design defect, manufacturing defect or failure to warn about a product's potential risk, then a person can seek product liability compensation from the manufacturer to cover the loss or damages.
For example, if a car has a brake malfunction at purchase and causes an accident, the manufacturer is liable to pay compensation. However, defective products can occur with almost anything. Other examples where a product liability claim could occur are:
- A playset with a crack that causes an injury
- A manufacturer using a carcinogen instead of a safer alternative
- Sickness from tainted over-the-counter medicine
- Sunglasses that don't have UV protection causing eye damage
- Injury from a chemical product that doesn't advise adequate safe handling and use
If you suspect you or your loved one has been a victim of a design defect, manufacturing defect, or have not been adequately warned about a product's risk, then seek advice right away from one of our compensation lawyers.
What are the most common claims for product liability?
Here are 7 common scenarios for product liability claims.
1. Defective Products
One of the most common claims made in product liability cases is that the product was defective. A product can be considered defective in a number of ways, including if it is not fit for its intended purpose, if it is not safe for use, or if it does not perform as advertised.
2. Manufacturing Defects
Another common claim made in product liability cases is that the product had a manufacturing defect. A manufacturing defect occurs when there is a problem with the way the product was made, such as if a component was not made to specifications or if there was an error in the assembly process.
3. Design Defects
A third type of claim often made in product liability cases is that the product had a design defect. A design defect occurs when there is a problem with the way the product was designed, such as if it is not safe for use or if it is not fit for its intended purpose.
4. Inadequate Instructions or Warnings
Another common claim made in product liability cases is that the instructions or warnings provided with the product were inadequate. This can occur if the instructions are unclear, if they do not mention potential risks associated with use of the product, or if they are otherwise insufficient.
5. Breach of Warranty
A fifth type of claim often made in product liability cases is that the manufacturer breached a warranty. A warranty is a promise made by the manufacturer about the quality or performance of a product. If the manufacturer breaches this promise, it may be held liable for any damages that result.
6. Fraudulent misrepresentation
A related claim is that of fraudulent misrepresentation, which occurs when the manufacturer knowingly makes false claims about the product in order to induce consumers to purchase it. This is a more serious form of misrepresentation, and can result in punitive damages being awarded to the consumer.
7. Strict liability
In some cases, manufacturers can be held strictly liable for a personal injury caused by their products, regardless of whether they were aware of any potential risks associated with them. This doctrine is typically reserved for cases involving highly dangerous products, such as explosives or poisonous chemicals.
What are the benefits of filing a product liability claim?
Product liability claims can provide compensation for those who have been injured by defective products. Additionally, these claims can help hold manufacturers and other companies responsible for the safety of their products.
1. You May Be Entitled to Compensation
If you have been injured by a defective product, you may be entitled to compensation for your personal injury. Compensation can include medical expenses, lost wages, and pain and suffering. In some cases, you may also be able to recover punitive damages, which are designed to punish the manufacturer for their negligence.
2. Hold Manufacturers Accountable
Product liability claims also hold manufacturers accountable for their actions. When a manufacturer is found to be at fault in a product liability case, it sends a message to other manufacturers that they need to be more careful in the design and production of their products. This can help to make products safer for consumers and reduce the number of injuries that occur each year.
3. Hold Retailers Accountable
In some cases, retailers may also be held liable for injuries caused by defective products. This is most likely to occur when the retailer knew or should have known about the defect and failed to take action to correct the problem or warn consumers about the danger. By holding retailers accountable, product liability claims can help to ensure that products are safe for consumers before they are put on store shelves.
4. Raise Awareness of Defective Products
Another benefit of product liability claims is that they raise awareness of defective products. When a claim is publicised, it often leads to other consumers coming forward with similar complaints about the same product. This can help to prevent future injuries from occurring as manufacturers are more likely to take action to correct the problem.
5. Help to Prevent Future Injuries
By holding manufacturers accountable for their actions, product liability claims also help to prevent future injuries from occurring. As manufacturers become more aware of the potential consequences of their actions, they are likely to take greater care in ensuring that their products are safe.
Am I eligible to file a product liability claim?
If you or a loved one has been injured by a defective product, compensation may be available through filing a product liability claim. To be eligible to file a product liability claim, consider the following check points:
1. You must have been injured by a product.
To file a product liability claim, you must have been injured by a product. This means that the product must have caused you physical harm in some way. If you have not been injured by the product, you will not be able to file a claim.
2. The injury must have been caused by a defect in the product.
In order for your injury to be covered by a product liability claim, it must have been caused by a defect in the product. This means that the injury would not have occurred if the product had not been defective. If the injury was caused by your own negligence, it will not be covered by a product liability claim.
3. The defect must have made the product unreasonably dangerous.
Not all defects will qualify as an unreasonably dangerous condition. To be considered an unreasonably dangerous condition, the defect must make the product unsafe for its intended use. For example, if a toy is sold without warnings about small parts that could pose a choking hazard, this would be considered an unreasonably dangerous condition.
4. You must have used the product as intended.
To be eligible to file a product liability claim, you must have used the product as intended. This means that you cannot file a claim if you were using the product in a way that it was not meant to be used. For example, if you were using a power tool as a hammer and it broke and injured you, you would not be able to file a claim because you were not using the power tool as intended.
5. The defect must have existed at the time of purchase.
In order for your personal injury to be covered, the defect that caused it must have existed at the time of purchase. This means that if you were injured by a defect that occurred after you purchased the product, you will not be able to file a claim.
Who can be held liable in product liability claims?
One of the most important things to understand about product liability claims is who can be held liable. In most cases, it will be the manufacturer or distributor of the defective product that will be held liable. However, there may be other parties such as the retailer who can also be held responsible, depending on the circumstances.
How to file a product liability claim
If you believe that you have a product liability claim, there are a few steps that you will need to take in order to file a successful claim.
1. Determine if you have a valid claim.
To have a valid product liability claim, you must first establish that the product in question was defective in some way. The defect could be in the design of the product, the manufacturing of the product, or the marketing of the product. Additionally, you must show that the defect caused you to suffer a personal injury.
2. Gather evidence to support your claim.
Once you have determined that you have a valid claim, you will need to gather evidence to support your claim. This evidence can include medical records, photographs or videos of the defective product, and eyewitness testimony.
3. Find an experienced lawyer.
It is important to find a lawyer who has experience handling product liability claims, as these claims can be complex. Be sure to ask about a lawyer's experience and whether they have handled cases similar to yours.
4. File a complaint with the Australian Competition and Consumer Commission (ACCC).
The ACCC is a federal agency that investigates reports of defective products. Filing a complaint with the ACCC can help to strengthen your case and put pressure on the company to issue a recall for the defective product.
5. File a lawsuit against the company.
If you are unable to reach a settlement with the company, you may need to file a lawsuit against them. This is a complex process, so it is important to have an experienced lawyer by your side throughout the process.
6. Seek compensation for your injuries.
If you are successful in your lawsuit, you may be entitled to receive damages for your injuries, including medical expenses, lost wages, and pain and suffering
What are the deadlines for filing product liability claims?
In Australia, the deadlines for filing a product liability claim vary from state to state. In some states, such as Victoria, the deadline is two years from the date of the injury. In other states, such as New South Wales, the deadline is three years from the date of the injury. It is important to check the deadlines in your state before filing a claim, as you may lose your right to compensation if you miss the deadline.
Can I file a product liability claim if I live in another country?
Yes, you can file a product liability claim even if you live in another country. However, it may be more difficult to do so, as you will need to find a lawyer who is familiar with the laws in both countries. Additionally, the deadlines for filing a claim may be different in other countries, so it is to consult with a lawyer to determine whether you have a valid claim and what the deadlines are for filing a claim in your jurisdiction.
Yes, you may be able to file a product liability claim even if you live in another country. This is because many products are sold internationally, and the company that manufactured or distributed the product may be based in Australia.
How do I appeal a denial of my product liability claim?
If your product liability claim is denied, you may have the option to appeal the denial. The appeals process will vary depending on the state in which you live and the insurance company that denied your claim. Typically, you will need to file a notice of appeal with the court within a certain timeframe. Once you have filed your notice of appeal, the insurance company will have an opportunity to respond. After the insurance company has filed its response, the court will set a hearing date. At the hearing, you and your lawyer will have an opportunity to present evidence to support your appeal.
How State Law Group can help you file a successful product liability claim
Product liability is an important legal protection for consumers. If you have been injured by a defective product, it is important to speak with a lawyer who can help you file a claim. The experienced team at State Law Group can help you navigate the complex process of filing a product liability claim. We will work with you to gather evidence and build a strong case against the company, committed to helping our clients obtain the best possible outcome in their case.
Contact us today for a free consultation. We would be happy to review your case and answer any questions you may have.